Intelligent Adaptive Authentication
A uniquely intelligent authentication solution designed to drive growth by improving the customer experience and reducing fraud
Simplified Customer Experience
Deliver a consistent and frictionless user experience across digital channels to increase loyalty and services utilization
Reduce Risk and Fraud
Stop more fraud, including account takeover, with a powerful risk analytics engine leveraging machine learning
Meet Strict Regulations Faster”
Meet the strictest compliance requirements, including PSD2, with strong authentication, risk analytics, and app security
Improved Visibility and Control
Unique and intuitive administration with the power to make authentication changes to the largest end user populations in minutes
Easily Integrate New Fraud Technology
Simple API architecture ensures seamless integration of third party fraud services
Simplify Development Efforts
Reduce deployment time and cost by leveraging the latest orchestration technology to streamline development
Easily Deploy Biometric Authentication
Implement the latest biometric authentication methods to dramatically improve the user experience
Eliminate Weak Static Passwords
Reduce password risks with strong multi-factor authentication across mobile and online channels
Simplify Authentication Orchestration
Leverage new authentication technology and make related changes to the largest end user populations in a snap.
Frictionless Customer Experience
The right level of security every time. OneSpan’s intelligent Adaptive Authentication solution analyzes and scores hundreds of user, device, and transaction data, in real-time, to determine the precise authentication requirements for each transaction.
This level of intelligence ensures the best possible customer experience, while safe-guarding transactions and customer data.
Open and Orchestrated Platform
Easily integrate multiple authentication technologies and leverage 3rd party fraud tools and data sets to enhance fraud detection.
OneSpan's intelligent Adaptive Authentication solution is powered by our Trusted Identity Platform – an open cloud platform with an orchestration technology stack that brings together the latest and most extensive MFA, Risk Analytics, and App Shielding technologies to simplify security.
How it works
Score user, device, and transaction data in real-time using advanced risk analytics with machine learning
OneSpan’s intelligent Adaptive Authentication collects comprehensive data on the integrity of the device and mobile apps, the behavior of the user, transaction details, and other key contextual data across all digital channels.
The depth of visibility through vast and disparate data collected across all key channels provides the richest foundation for accurate risk analysis.
OneSpan’s intelligent Adaptive Authentication solution leverages the machine learning equipped risk analytics engine, at the core of our Trusted Identity Platform, to analyze and score each transaction to get the most clear and complete view of risk.
In addition to advanced machine learning technology, our solution also leverages extensive pre-configured rule sets. The powerful combination of machine learning and comprehensive rules provides the best method to detect both known, new, and emerging fraud techniques.
OneSpan’s intelligent Adaptive Authentication takes action based on a precise risk score that leverages the extensive data collected across all key digital channels and the powerful risk analytics engine that created the most clear picture of risk for the specific transaction.
So every transaction is treated uniquely. Higher risk transactions will dynamically initiate a step-up authentication process and lower risk transactions are completed seamlessly.
Benefits by Stakeholder
Fast, frictionless user experience; Consistency across devices; Faster time-to-market for new capabilities
Security & Fraud Managers
Advanced authentication options including behavioral biometrics; Fast integration of new fraud technologies; Leading risk analytics leveraging machine learning
Single platform approach to compliance; Simplified audit process; Support for EU PSD2 and GDPR
Fast integration of new endpoint technologies and fraud management services; Flexible applications; Dramatically less coding, development and less complexity