Transaction Signing Transaction Signing

Transaction Signing

Defend against Man-in-the-middle and other sophisticated attacks by encrypting transaction details that can only be read and signed by a trusted device.

Advanced Transaction Protection

When dealing in payments, wire transfers, or other high-value online and mobile banking transactions, verifying and signing the transaction is of paramount importance. Social engineering schemes and banking Trojans enable Man-in-the-middle and other sophisticated attacks. This allows hackers to alter the details of a transaction, change the value, and reroute it to an imposter, without the customer noticing.

When initiated by the bank through an encrypted method, a transaction signing request gives customers a secure means to confirm transaction details before authorizing the transaction.

OneSpan’s patented Cronto technology simplifies transaction signing with an easy, intuitive experience. Built on best practices, our review-and-approve experience is the most convenient way to protect high value transactions.

Visual Transaction Signing

OneSpan’s Cronto technology mitigates the threat of banking Trojans and social engineering attacks with easy-to-use transaction signing technology. To authenticate the transaction, the user simply scans a Cronto code with their mobile device to reveal the details of the transaction. The user validates the details and securely authorizes the transaction.

Business Goals

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    Advanced Protection

    Leverage proven solutions that ensure simple and secure transaction signing

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    Enhanced User Experience

    Offer the easiest experience – simply scan the Cronto code to reveal and authorize transaction details

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    Out-of-band Technology

    Initiate and control the transaction signing process by delivering secure, out-of-band validation

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    Customer Trust

    Mitigate social engineering attacks and enable your users to conduct transactions confidently

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    Mitigate Human Risk

    Empower the bank to control and initiate the transaction signing request

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    PSD2 Compliance

    Transaction signing technology that is PSD2 compliant for strong authentication

Our Capabilities

OneSpan’s transaction signing provides versatile, cost-effective security

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    Authentication Server

    Flexible, integrated, and cost-effective authentication management

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    Authentication Software

    Extensive solution suite includes leading biometric, OOB options for frictionless mobile authentication

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    Authentication Hardware

    DIGIPASS® two-factor authenticator tokens deliver strong, cost-effective security

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    Mobile Security SDK

    Comprehensive, natively integrated application security, multi-factor authentication, and transaction signing

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Customer Use Case

Learn how Raiffeisen Italy implemented mobile authentication & mobile app shielding for PSD2 compliance and ease of use.

Leverage Our Expertise

OneSpan is committed to helping you to identify the right security technologies to meet your business goals from growth to user experience, compliance, and more.