OneSpan joins digital identity wallet pilots: WE BUILD and Aptitude
The digital identity landscape in Europe is shifting, and OneSpan is at the forefront of this transformation. As such, we are participating in two major European Digital Identity (EUDI) Wallet Large-Scale Pilots: WE BUILD and Aptitude.
As the European Union moves toward a unified, secure digital identity framework under eIDAS 2.0, these pilots serve as the critical proving grounds for the technology that will soon be in the pockets of millions of citizens.
What large-scale pilots are testing EUDI Wallets?
The European Commission launched Large-Scale Pilots (LSPs) to test the EUDI Wallet in real-world scenarios. These consortia bring together public authorities, private companies, and technology leaders to ensure the wallet is secure, interoperable, and user-friendly.
- WE BUILD: This consortium focuses on the “business” side of the ecosystem. It targets B2B, B2G, and B2C interactions, specifically looking at how digital identities can streamline retail banking, corporate banking, payments, and other applications across borders.
- Aptitude: This pilot focuses on high-impact everyday use cases. While it covers everything from digital travel credentials to vehicle registration, it also places a heavy emphasis on making secure payments and financial services more accessible and human-centered.
Why OneSpan is joining the Large Scale Pilots to test the EUDI Wallet
At OneSpan, our mission has always been to provide high-assurance security for the world’s most sensitive digital transactions. By participating in the LPSs, we are helping to define the standards and technical toolbox that will govern digital trust in Europe for decades to come. We believe that, in order for the EUDI wallet to succeed, it must be supported by the same level of rigorous security and seamless UX that our banking and enterprise clients expect today.
Our focus: Banking AML regulations
OneSpan’s contribution to the pilots will focus on the financial services sector. Under eIDAS 2.0 and the upcoming AML Regulation (AMLR), banks will soon be required to accept the EUDI wallet for customer due diligence and strong customer authentication.
- 1. Customer due diligence (CDD): Streamlines the onboarding process by allowing users to share verified identity data directly from their wallet, eliminating the need for manual document uploads or video calls.
- 2. Strong customer authentication (SCA): Tests how the EUDI wallet can serve as a mandatory possession factor for secure logins and payment authorization, ensuring compliance with PSD2 and the upcoming PSD3/PSR framework.
By the end of 2027, regulated industries like banking must be ready to accept the EUDI wallet. Through our work with WE BUILD and Aptitude, OneSpan is ensuring that our partners and clients are not just compliant, but are leading the charge in this new era of digital identity.