Trusted by commercial banking institutions around the world
As commercial banks continue to invest in end-to-end account opening and digital loan distribution programs, e-signature, smart digital forms, and other digital agreement technologies will be key components of current and future initiatives. These technologies help reduce the amount of time to close business loans, reduce costly paper-based errors, and enable customer onboarding – across the enterprise, geographies, and all channels.
E-Signature Use Cases in Commercial Banking
Small Business Lending
- Lending & leasing applications
- Disclosure delivery
- Notes
Treasury Management
- Account opening
- Account maintenance
- Commerical loans (e.g., real estate, agriculture, etc.)
Other Use Cases
- Hiring & employee onboarding
- Vendor contracting
- NDAs and other legal agreements
Our Capabilities
Our area of specialization is in external agreement processes that often require tightly integrated workflows. We bring 20+ years of experience to ensure a smooth roll-out and rapid adoption by our corporate banking and treasury management customers.
White-labeling & Branding
Fully brand the signing experience, including the web pages and emails that signers see, to deliver a trusted experience with high completion rates
ID Verification & Authentication
Protect your high-value agreements with a wide range of signer identification options so that you can get documents e-signed with confidence
Live E-Signature
Get documents signed in a live virtual room with built-in videoconferencing and co-browsing to drive up customer engagement for processes that require human assistance
Integrations with Salesforce, SharePoint, Workday, and More
Pre-built e-signature connectors for popular business apps that your teams use every day
Case Study
156% commercial loan growth with nCino and OneSpan Sign
Wright-Patt Credit Union, one of the 50 largest credit unions in the US, has been experiencing rapid growth in the last 10 years. Learn how the credit union was able to increase loan capacity and saw immediate efficiency gains after implementation.
Download the case studyWhat Customers Are Saying
We saw 96 percent adoption of the technology, which translates into an annual savings of approximately 300,000 administrative hours and 5-day reduction in cycle time. Today, we are using OneSpan Sign for commercial banking, including onboarding and account opening for deposits, treasury management, consumer lending for indirect lending activities and wealth and asset management.
EVP & Chief Digital Officer, Top 15 U.S. Bank
In a competitive selection process, we chose OneSpan Sign, because of the solution’s patented visual audit trail, white-labeling capabilities, regulatory compliance, and the ability to easily scale the solution across other areas of the bank.
Jorge Oliveira
Manager of IT Solutions Delivery
Blog
From 150 business loans per month to 1,000 per week
In just six weeks of total development time, Navy Federal Business Solutions was able to launch an entirely end-to-end digital lending experience dedicated to handling the SBA’s Payment Protection Program (PPP).
Read the blog postWhy OneSpan Sign?
Superior Experience
Bring automation to your agreement workflows and deliver optimal experiences to your customers and employees – across channels and devices
Global Solution
An enterprise-grade solution that scales across geographies with support for Simple, Advanced, and Qualified E-Signatures, multiple languages, and data centers around the world
Strong Electronic Evidence
Vendor-independent audit trails that help you deliver legally binding, admissible, and enforceable digital agreements
Secure Agreements
Bank-grade cloud security, digital signature encryption that guarantees the integrity of your agreements, and strong authentication options