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DigipassONE™ Verify

DigipassONE Verify brings digital credential issuance, verification, and governance into your existing authentication stack, covering EUDI wallets, national trust frameworks, and future standards from day one. No parallel deployments, no duplicate integrations.

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DigipassONE Verify brings digital credential issuance, verification, and governance into your existing authentication stack

Part of the DigipassONE platform​

DigipassONE Verify extends the DigipassONE platform with digital credential issuance, verification, and management. Combined with authentication, analytics, and application protection capabilities, it helps organizations accelerate digital credentials initiatives without unnecessary complexity.

DigipassONE Marketechture
Overcome wallet fragmentation with a single integration

Overcome wallet fragmentation with a single integration

Digital identity wallets are evolving rapidly, with EUDI Wallets, mobile driver's licenses, and bank-issued credentials all introducing different standards and trust frameworks.

DigipassONE Verify removes that complexity with a single integration layer for issuing and verifying digital credentials across wallets.

Support current and emerging wallet ecosystems without the burden of building and maintaining wallet-specific integrations.

Real-time identity verification that AI can’t fake

AI-generated fakes, deepfake selfies, and synthetic identities are bypassing traditional image-based checks, while manual review can’t keep up with today’s scale or sophistication of attacks.

Digital credentials remove this risk at the source. Each credential is cryptographically signed by the issuer and bound to the user’s wallet, making it impossible to forge, copy, or replay.

DigipassONE Verify checks the cryptographic signature and revocation status in real time, delivering phishing-resistant identity checks at scale.

Real-time identity verification that AI can’t fake
Cut onboarding friction and boost conversion

Cut onboarding friction and boost conversion

Traditional onboarding processes often rely on document uploads, selfie checks, and manual reviews as part of the identity proofing process. Each additional step adds friction, leading to higher abandonment rates and lower conversion.

DigipassONE Verify transforms this experience by replacing repeated identity proofing with instant, cryptographic verification of a digital identity wallet credential. It streamlines onboarding, reduces authentication friction, and improves completion rates while maintaining high assurance.

Credentials meet authentication. Built to coexist.

Whether driven by regulation or market demand, digital identity wallet adoption won’t happen overnight. Relying parties need one way to serve customers on both sides of that curve.

Most vendors solve only the wallet side, leaving banks and other organizations to bolt on a separate authentication stack for non-adopters.

Unifying both on a single platform gives your teams the stability to deploy now and the flexibility to move as standards mature.

  • One platform covers every stage in your customer journey: DigipassONE Verify and DigipassONE Authenticate run together on a single platform, not as separate stacks.
  • No rip and replace: Add DigipassONE Verify to your existing DigipassONE deployment without disturbing what’s already running.
  • One integration that scales: Nothing to re-architect as wallet adoption grows.
Credentials meet authentication. Built to coexist.

Practical adoption, measured in business outcomes

DigipassONE Verify is designed to extend, not replace, the authentication infrastructure banks already rely on.

Key outcomes include:
 

Accelerate onboarding

Accelerate onboarding

Replace uploads and selfies with instant cryptographic credential verification.

Increase conversion

Increase conversion

Reduce friction at signup and login, minimizing user drop-off.

Ensure regulatory compliance

Support regulatory compliance

Align with eIDAS 2.0 for secure, interoperable EU digital identity.

Improve UX continuity

Improve UX continuity

Enable seamless in-flow authentication without app switching via wallets.

Reduce fraud

Reduce fraud

Cryptographically signed credentials resist spoofing, deepfakes, and identity attacks.

Enable ecosystem scalability

Enable ecosystem scalability

Easily integrate partners and identity providers via open credential standards.

Lower operational cost

Lower operational cost

One integration replaces multiple vendors, wallets, and authentication systems.

Future-proof by design

Future-proof by design

Built on evolving standards and trust frameworks for long-term compatibility.

Fast track your eIDAS 2.0 compliance

By December 2026, EU member states must make digital identity wallets available to citizens. By December 2027, banks and other relying parties must accept them for onboarding and authentication (SCA), each wallet connected to its own national trust scheme.

For banks operating across multiple EU markets, that means navigating cross-border recognition on top of the underlying technical integration.

DigipassONE Verify takes care of that complexity behind the scenes, giving you eIDAS 2.0-ready support for national trust schemes and cross-border recognition so you can focus on serving customers, not navigating regulations.

Fast track your eIDAS 2.0 compliance

+30

450M

100%

Expected EUDI Wallets solutions

EU citizens expected to benefit from EUDI Wallets

of active EUDI Wallet Large-Scale Pilot projects rely on OneSpan expertise

Shaping the standards that define digital identity​

OneSpan doesn't just track the evolution of European Digital Identity–we help drive it.

As a member of the WE BUILD and APTITUDE Large Scale Pilots, OneSpan contributes directly to testing and refining eIDAS 2.0-compliant solutions in real-world conditions, including live EUDI Wallet sandbox environments in Germany and France.

Through active participation in FIDO Alliance credentials working groups and contributions to W3C standardization, we also shape the underlying credential and authentication specifications that power the next generation of digital identity solutions. This dual engagement, at both the regulatory pilot and technical standards level, means our customers benefit from solutions built at the forefront of open standards and real-world compliance.

Shaping the standards that define digital identity

DigipassONE Verify

  • Designed for compliance
    Leverage OneSpan's trusted infrastructure and expertise to support EUDI Wallet standards and regulatory compliance across eIDAS 2.0, Strong Customer Authentication, and GDPR.
  • Smooth integration
    A single API simplifies access to the EUDI Wallet ecosystem, eliminating the need to manage multiple interfaces or national connectors.
  • Native authentication coverage
    Passkeys, MFA, and EUDI Wallet credentials are supported within a single integration stack, ensuring 100% customer coverage without additional connectors or parallel deployments.
  • Proven scalability
    The solution adapts easily to increasing volumes of credentials and transactions without compromising performance. ​
  • Interoperability
    Heterogeneous digital credentials are harmonized, enabling consistent processing of identity data across document types and issuing authorities.
  • Adaptive policy engine
    Combine device, contextual, and third-party risk signals to dynamically govern registration, onboarding, and authentication decisions across every channel.

Move beyond compliance. Unlock new growth opportunities with digital credentials.

Deliver frictionless identity experiences that convert, without compromising security or compliance.

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Move beyond compliance. Unlock new growth opportunities with digital credentials.

DigipassONE Verify FAQ

What is a digital identity wallet?

A digital identity wallet is a secure application used to store, manage, and present verifiable (or digital) credentials issued by trusted organizations. These credentials can be used to prove identity, age, employment status, qualifications, or other verified attributes without repeatedly uploading documents or sharing unnecessary personal information.

DigipassONE Verify enables organizations to verify credentials presented from these wallets across onboarding, authentication, and transaction journeys.

What are digital credentials?

Digital credentials are cryptographically signed digital records that allow an individual or organization to prove information about themselves in a way that can be independently verified. Examples include identity credentials, employment credentials, educational qualifications, and government-issued attributes.

DigipassONE Verify validates these credentials in real time using trusted cryptographic verification against trusted issuers, rather than manual document review.

How do digital identity wallets work?

Digital identity wallets enable individuals to receive, store, and present verifiable credentials issued by trusted organizations. When a business requests proof of identity or a specific attribute, the user reviews the request and authorizes the sharing of the relevant information. The wallet then presents a cryptographically verifiable credential or proof, allowing the business to validate its authenticity and, where applicable, the status of the credential. DigipassONE Verify enables organizations to issue and verify digital credentials across wallet ecosystems, integrating these capabilities into existing digital customer journeys.

What is selective disclosure?

Selective disclosure allows a user to prove a specific fact without revealing unnecessary personal information. For example, a digital identity wallet can prove that a person is over 18 without disclosing an exact birth date. This enhances privacy while still providing organizations with trusted, verifiable information.

Are digital identity wallets secure?

Yes. Digital identity wallets are designed with security measures such as cryptographic signatures, encrypted credential storage, and strong user authentication, including PINs, biometrics, or passkeys, depending on the wallet and device. These measures help protect credentials from unauthorized access, tampering, and misuse. Because credentials can be verified cryptographically rather than relying solely on visual inspection of documents, digital identity wallets can help reduce fraud involving forged or altered credentials. Strong identity proofing and trusted credential issuers therefore remain essential to the overall security of the digital identity ecosystem.

How do digital credentials reduce reliance on document uploads?

Digital credentials are cryptographically signed by trusted issuers and can be electronically validated to confirm authenticity and integrity. Traditional identity proofing often relies on uploaded documents, images, and manual review processes that can be vulnerable to forgery, manipulation, or AI-generated fraud.

DigipassONE Verify allows organizations to validate trusted credentials directly rather than relying solely on document inspection.

What is DigipassONE Verify?

DigipassONE Verify is a digital credential verification solution that enables organizations to issue, verify, and manage digital credentials across wallet ecosystems through a single integration.

As part of the DigipassONE platform, DigipassONE Verify is designed to support EUDI Wallets, other digital identity wallets, verifiable credentials, and evolving trust frameworks. It integrates with existing authentication infrastructure, enabling organizations to incorporate digital credentials into existing onboarding, authentication, and other digital customer journeys.

How does DigipassONE Verify support digital identity wallets?

DigipassONE Verify enables organizations to integrate digital identity wallets into their existing customer journeys, supporting both the issuance of credentials to wallets and the verification of credentials presented from them. A single integration helps organizations manage these interactions across different wallet ecosystems and trust frameworks.

This allows organizations to issue trusted digital credentials to customers when appropriate and subsequently verify those credentials during onboarding, authentication, and transaction experiences—without building and maintaining separate integrations for each wallet ecosystem.

How is DigipassONE Verify different from a wallet integration solution?

Many wallet integration solutions focus primarily on accepting and verifying digital credentials. DigipassONE Verify combines credential issuance and verification with authentication capabilities such as passkeys, MFA, adaptive policies, and risk signals through a single integration. This enables organizations to manage the full digital credential journey, from issuing credentials to customers through verifying them when they are presented, while applying existing authentication and risk controls across onboarding, authentication, and transaction journeys.

How does DigipassONE Verify reduce AI-generated identity fraud?

DigipassONE Verify can help reduce fraud risks associated with deepfakes, manipulated documents, and other AI-generated identity artifacts by verifying cryptographically signed digital credentials rather than relying solely on images or documents. DigipassONE Verify checks the credential's cryptographic signature and revocation status, helping organizations establish whether a credential is authentic and currently valid.

How does DigipassONE Verify reduce onboarding friction?

DigipassONE Verify can reduce onboarding friction by enabling organizations to use trusted digital credentials instead of repeating certain identity verification steps. Rather than relying solely on document uploads, selfie verification, or manual review, organizations can verify credentials presented from a user's digital identity wallet, helping streamline identity verification and reduce unnecessary steps in the onboarding journey.

How does DigipassONE Verify improve conversion rates?

DigipassONE Verify can help organizations create simpler identity verification experiences by reducing the number of steps required in eligible customer journeys. By enabling customers to present trusted digital credentials from their digital identity wallets, organizations can reduce friction during account opening and registration, which can help reduce abandonment and support higher conversion.

How does DigipassONE Verify work alongside existing authentication systems?

Digital identity wallet adoption will happen gradually, making coexistence with existing authentication methods essential. DigipassONE Verify is designed to extend existing authentication environments rather than replace them, working alongside MFA, passkeys, and other authentication methods through a single integration.

This allows organizations to support both digital credential users and traditional authentication journeys from the same platform, helping them adopt digital identity wallets at their own pace without requiring a rip-and-replace migration of existing authentication infrastructure.

Which wallets and credential formats are supported by DigipassONE Verify?

DigipassONE Verify is designed to support EUDI Wallets, mobile driver's licenses, bank-issued credentials, and emerging digital identity ecosystems. The platform provides a unified integration approach that helps organizations work across multiple wallet frameworks and credential types without building wallet-specific integrations.

How does DigipassONE Verify simplify EUDI Wallet integration?

DigipassONE Verify is designed to support EUDI Wallets, mobile driver's licenses, bank-issued credentials, and emerging digital identity ecosystems. The platform provides a unified integration approach that helps organizations work across multiple wallet frameworks, credential types, and trust models without building wallet-specific integrations.

OneSpan is also actively engaged in the development of the European digital identity ecosystem through industry and large-scale pilot initiatives, helping ensure that DigipassONE Verify evolves with emerging standards, trust frameworks, and real-world wallet use cases.

How does DigipassONE Verify support eIDAS 2.0?

DigipassONE Verify helps organizations prepare for the European Digital Identity framework by providing a single integration approach for issuing and verifying digital credentials across wallet ecosystems and trust frameworks. This can help organizations integrate EUDI Wallets into existing onboarding, authentication, and transaction journeys while adapting to evolving European standards and regulatory requirements.

By supporting interoperability across wallet and credential ecosystems, DigipassONE Verify can help reduce the technical complexity of adopting digital identity credentials as the EUDI ecosystem develops.

Why should organizations prepare before 2027?

Organizations should prepare before 2027 because digital identity wallet adoption is accelerating and regulatory deadlines are approaching. Under eIDAS 2.0, EU member states are expected to make EUDI Wallets available by the end of 2026, and certain relying parties, including many financial institutions and organizations will be expected to support them by the end of 2027. Early preparation reduces implementation risk and provides more time to address compliance, integration, and customer experience requirements.