Banks and Mortgage Lenders to Benefit from eSignLive and Equifax Partnership

March 12, 2013
MONTREAL, QC – March 13, 2013 – Silanis, the leader in enterprise electronic signature solutions with over 600 million documents processed annually, announced today that Equifax, a global leader in consumer and commercial information solutions, has added the e-signature vendor to its approved ESIGN list. This partnership enables Silanis’ on premise and cloud e-signatures solutions to electronically sign the IRS’ income verification form, the 4506-T, as part of the mortgage application process. This partnership is of particular significance to banks and mortgage lenders as it gives the ability to electronically sign the 4506-T, the last document in the mortgage origination process still processed on paper. This ability eliminates the added challenge and inconvenience previously experienced when processing this one document manually, and takes processing time down from days to minutes. “With the requirement  of the 4506-T  to authorize a bank or lender to verify a mortgage applicant’s income, it makes sense that Equifax partner with e-signature vendors like Silanis to complete this process electronically,” said Senior Director of Product Management at Equifax, Jeff Knott. “Silanis e-signature solutions have already been implemented in many of the top North American banks and correspondent lenders for use in mortgage application processes. This partnership with Equifax will allow our customers, as well as any banks and mortgage lenders of any size, the ability to complete the entire application process in electronically and improve the customer experience,” said Michael Laurie, vice president of Silanis Technology. Silanis’ e-signature solutions comply with the IRS 4506-T e-signature requirements by demonstrating:
  • The signer is authenticated;
  • The signer consents to use e-signatures;
  • The e-signature can be validated;
  • The e-signed form is tamper-evident;
  • The e-signing process is detailed in an audit log.

About Equifax, Inc.

Equifax is a global leader in consumer and commercial information solutions, providing businesses of all sizes and consumers with information they can trust. We organize and assimilate data on more than 500 million consumers and 81 million businesses worldwide, and use advanced analytics and proprietary technology to create and deliver customized insights that enrich both the performance of businesses and the lives of consumers.

Headquartered in Atlanta, Equifax operates or has investments in 18 countries and is a member of Standard & Poor's (S&P) 500® Index. Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. For more information, please visit

About Silanis

Silanis is the most widely used e-signature solution in the world, responsible for processing more than 600 million documents annually. Founded in 1992, Silanis’ solutions e-Sign Enterprise and e-SignLive enable thousands of organizations, including four of the top 10 North American banks, eight of the top 15 insurance companies and the entire US Army to accelerate business transactions, improve customer experience and reduce costs while improving compliance with legal and regulatory requirements. Silanis provides the most flexible deployment options with its on-premise, cloud and SaaS e-signature solutions, eliminating manual, paper-based processing and enabling e-commerce and e-government transactions to be electronically executed from start to finish. For more information, please visit