Intelligent adaptive authentication illustration

Intelligent Adaptive Authentication

Drive down fraud, improve the customer experience, and meet compliance requirements with Intelligent Adaptive Authentication

Intelligent adaptive authentication illustration

Intelligent Adaptive Authentication

Leverage powerful fraud detection and authentication orchestration to reduce fraud and optimize each digital experience

Customer experience gray
Fully Optimize the User Experience

Deliver a seamless customer experience to drive loyalty and service utilization

Fraud protection gray
Reduce Account Takeover Fraud

Stop more fraud with a powerful risk analytics engine that uses machine learning

Compliance gray
Meet Strict Regulations Faster

Speed up compliance with pre-configured rule sets and predictive machine learning models

fraud technology
Simplify Integration of New Technology

Leverage APIs to integrate new authentication and fraud technology

weak static passwords
Eliminate Weak Static Passwords

Reduce password risks with multi factor authentication (MFA)

assess mobile channel risks
Better Assess Mobile Channel Risks

Improve visibility into mobile channel risks across users, devices, and apps

How it Works

Leverage multi-factor authentication,
risk analytics,
and app security

See how OneSpan’s Intelligent Adaptive Authentication helps financial institutions:

  • Improve fraud detection and prevention
  • Meet strict compliance requirements
  • Drive growth goals through better digital experiences for customers
Fully Optimize the Customer Experience

Deliver the best user experience with frictionless authentication

OneSpan’s Intelligent Adaptive Authentication applies a precise level of security for each unique customer interaction. No more, no less. This provides the best possible user experience.

Intelligent Adaptive Authentication accomplishes this through real-time analysis of vast amounts of user, device, and transaction data, resulting in a risk score. This score triggers automated security workflows that apply the exact security required. 

OneSpan offers the deepest integration and visibility into the mobile channel. This ensures accurate fraud detection and fewer false positives – as well as more effective protection in the rapidly growing mobile channel.

The Future of Adaptive Authentication in the Financial Industry

ISMG surveyed over 150 FI executives to capture the current state of digital authentication and the market’s investment strategies. Their analysis provides the information you need to determine if your institution is behind the curve – and what to do about it.

Reduce Account Takeover Fraud

Drive down ATO fraud with omni channel detection and authentication orchestration

OneSpan Intelligent Adaptive Authentication protects against account takeover fraud by combining multi factor authentication (MFA) with a powerful risk analytics engine. The risk engine is powered by machine learning for more accurate fraud prevention in real time.

Intelligent Adaptive Authentication collects comprehensive data on the integrity of the user's device and mobile apps, behavior, transaction details, and other key contextual information to better understand risk and orchestrate the appropriate level of security.

Higher risk activity automatically initiates additional authentication requirements. An analysis of vast, disparate data means more accurate fraud detection and fewer false positives.

Meet Strict Regulations Faster

Benefit from pre-configured fraud models, rule sets, and integrated security features

Intelligent Adaptive Authentication is a powerful, yet easily deployed, cloud solution that helps fast-track compliance with regulations like PSD2. With pre-configured rule sets and predictive machine learning models tuned for specific applications such as mobile, online, and corporate banking, the solution accelerates compliance from day one. 

Unlike other providers, OneSpan’s solution includes a risk analytics engine with pre-configured models, extensive authentication options, and mobile security. Intelligent Adaptive Authentication is a single, fully integrated solution backed by the most experienced industry support.

Simplify Integration of New Fraud Technology

Leverage APIs to integrate future fraud prevention capabilities

OneSpan's Intelligent Adaptive Authentication solution is powered by our Trusted Identity Platform – a cloud platform that leverages simple APIs and an orchestration technology stack to integrate the most advanced multi factor authentication (MFA), risk analytics, and mobile security technologies.

Authentication orchestration ensures that security administrators can quickly deploy changes from one modality to another without changes to the mobile banking app.

David Vergara, Director of Product Marketing at OneSpan, explains the key benefits of authentication orchestration.

Analyst Report

KuppingerCole Report on OneSpan Intelligent Adaptive Authentication

This report provides recommendations to cybersecurity professionals on how to address the challenges of advancing cybercrime strategies and evolving legislation while protecting financial assets.

Eliminate Weak Static Passwords

Replace passwords with risk-based authentication and proven biometric technology

OneSpan’s Intelligent Adaptive Authentication makes it easy for banks to completely do away with weak password security in favor of more advanced strong customer authentication (SCA).

  • User-friendly face, fingerprint, and behavioral biometrics 
  • SMS and push notifications

  • Our patented Cronto® technology for transaction signing

The solution also leverages authentication orchestration technology to seamlessly apply one or more authentication methods based on the level of risk.

David Vergara explains why risk-based authentication is more secure than strong passwords.

better assess mobile channel
Better Assess Mobile Channel Risks

Establish trust by improving visibility into the mobile channel

OneSpan's Intelligent Adaptive Authentication solution offers the deepest line-of-sight into the mobile channel. It does this by leveraging extensive device, app, and user data to accurately score the level of risk.

With this comprehensive mobile risk assessment, Intelligent Adaptive Authentication can identify new devices, remove compromised devices, and even transfer trust from one device to another.

Get started with Intelligent Adaptive Authentication

OneSpan can help prevent account takeover and other fraud while meeting compliance goals and ensuring the best possible digital experience