Digital banking fraud continues to evolve, demanding smarter, stronger protection. Digipass 275 delivers hardware-based authentication that verifies both user identity and transaction integrity, ensuring every interaction is secure and legitimate. 

Digipass 275 offers transaction signature, one-time password, and challenge/response functionality in a streamlined design. Supporting four different native applications and furnished with dedicated function buttons, the device offers unbridled security against financial fraud and adversary-in-the middle attacks.

Each device is assigned to an individual user and protected by a personal PIN. The PIN is verified locally on the device, ensuring that only the authorized user can generate secure credentials. Once authenticated, Digipass 275 creates a unique, cryptographically generated one-time password or transaction signature that is valid for a single session. 

This makes every authentication replay-resistant; even if intercepted, the code cannot be reused.

By introducing secure transaction signing, banks can prevent fraudulent transfers. The result is reduced fraud losses, stronger compliance with security regulations, and higher customer confidence in digital channels. 

Intuitive user experience

Designed with customers in mind, Digipass 275 offers simple, intuitive operation. Users select the desired function, confirm with the keypad, and instantly generate a secure, one-time password or transaction signature. 

Clear on-screen messages guide users at every step, minimizing training and support needs. The compact size makes it easy to carry and use anywhere, offering the perfect balance between strong security and customer convenience.

Streamlined deployment and easy integration 

Rolling out Digipass 275 is efficient and cost-effective. It requires no software installation and works seamlessly with Digipass back-end software, enabling quick integration with existing banking systems. Because the device can be mailed directly to consumers, banks can reach large and distributed user bases without complex logistics or technical dependencies. Programmable settings allow easy alignment with security policies, PIN requirements, and transaction-signing rules to support internal controls and compliance frameworks.

How it works

1. The customer selects the desired function using one of the device's buttons.
2. The customer enters a personal PIN to unlock the device and verify identity.
3. The device generates a one-time password, performs a challenge/response, or creates a transaction signature.
4. The generated code is entered into the online banking platform to securely complete the login or transaction. 

Aligned with your brand

Digipass 275 can be fully customized to reflect your institution's identity. Logos, colors, and localized messages can be tailored to ensure a consistent customer experience across all channels. This professional presentation reinforces brand trust and makes security an integrated part of your customer journey.