Quiz: How Much Do You Know About Authentication? [Infographic]

Jeannine Mulliner, November 25, 2014

Test your knowledge to see how much of an authentication expert you really are.  The answers can be found in our User Authentication for E-Signature Transactions whitepaper.

User Authentication for E-Signatures

User Authentication for E-Signatures

Learn how to select the right authentication methods to prove who signed.

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1. What’s the difference between identification and authentication?

a. User identification is the process of making a claim to an identity, while authentication is the process of verifying credentials.

b. There is no difference – they both mean the same thing.

c. None of the above.

2. A first-time customer completes an online account opening with a brokerage firm. Because everything occurs online and the new customer is "faceless", how does the brokerage firm minimize the risk of identity fraud?

aAlways meet a first-time customer in person.

b. Static knowledge-based authentication (KBA).

c. Dynamic knowledge-based authentication (KBA).


3. Which is an example of multi-factor authentication?

a. Email authentication and secret question challenge.

b. A smartcard and PIN.

c. Email authentication and username/password.


4. For internal processes e-signed by employees, is authentication even necessary?

a. Authentication is always necessary.

b. Not if employees are accessing e-signatures as part of a SSO environment.

c. A and B are true.

d. None of the above.


 5. A lender needs to authenticate customers online.  What are the options?

a. Email authentication and secret question challenge.

b. Email authentication and username/password.

c. Login to the lender’s customer portal.

d. Email authentication and SMS authentication.

e. Any of the above.


6. When using the e-SignLive service, which of the following are free:

a. One-time PIN sent by SMS text.

b. Static knowledge-based authentication (KBA), AKA secret question challenge.

c. Use of digital certificates.

d. Use of existing login credentials (such as online banking username/password).

e. All of the above.


Esignature Authentication

For 20 years, Jeannine has been writing about technology and how to apply it to solve everyday challenges. In her role as Content Director at OneSpan, Jeannine leads a team of writers and content developers focused on helping financial institutions and other organizations gain value from security