Commercial Banking

Deliver better customer experiences by digitizing commercial banking and treasury management agreements with electronic signatures

Trusted by commercial banking institutions around the world

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Navy Federal CU
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As commercial banks continue to invest in end-to-end account opening and digital loan distribution programs, e-signature, smart digital forms, and other digital agreement technologies will be key components of current and future initiatives. These technologies help reduce the amount of time to close business loans, reduce costly paper-based errors, and enable customer onboarding – across the enterprise, geographies, and all channels.

E-Signature Use Cases in Commercial Banking

Small Business Lending

  • Lending & leasing applications
  • Disclosure delivery
  • Notes

Treasury Management

  • Account opening
  • Account maintenance
  • Commerical loans (e.g., real estate, agriculture, etc.)

Other Use Cases

  • Hiring & employee onboarding
  • Vendor contracting
  • NDAs and other legal agreements

Our Capabilities

Our area of specialization is in external agreement processes that often require tightly integrated workflows. We bring 20+ years of experience to ensure a smooth roll-out and rapid adoption by our corporate banking and treasury management customers.

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White-labeling & Branding

Fully brand the signing experience, including the web pages and emails that signers see, to deliver a trusted experience with high completion rates

Identity Verification

ID Verification & Authentication

Protect your high-value agreements with a wide range of signer identification options so that you can get documents e-signed with confidence

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Live E-Signature

Get documents signed in a live virtual room with built-in videoconferencing and co-browsing to drive up customer engagement for processes that require human assistance

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Integrations with Salesforce, SharePoint, Workday, and More

Pre-built e-signature connectors for popular business apps that your teams use every day

156% commercial loan growth with nCino and OneSpan Sign
Case Study

156% commercial loan growth with nCino and OneSpan Sign

Wright-Patt Credit Union, one of the 50 largest credit unions in the US, has been experiencing rapid growth in the last 10 years. Learn how the credit union was able to increase loan capacity and saw immediate efficiency gains after implementation.

Download the case study

What Customers Are Saying

We saw 96 percent adoption of the technology, which translates into an annual savings of approximately 300,000 administrative hours and 5-day reduction in cycle time. Today, we are using OneSpan Sign for commercial banking, including onboarding and account opening for deposits, treasury management, consumer lending for indirect lending activities and wealth and asset management.

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EVP & Chief Digital Officer, Top 15 U.S. Bank

In a competitive selection process, we chose OneSpan Sign, because of the solution’s patented visual audit trail, white-labeling capabilities, regulatory compliance, and the ability to easily scale the solution across other areas of the bank.

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Jorge Oliveira

Manager of IT Solutions Delivery

Productivity increased by 60% just by sending documents to the customer and getting them back using OneSpan Sign.

People’s United Bank

Ruchi Gupta

Director of Digital Products

Navy Federal Credit Union’s Clever Approach to Digital Business Banking
Blog

From 150 business loans per month to 1,000 per week

In just six weeks of total development time, Navy Federal Business Solutions was able to launch an entirely end-to-end digital lending experience dedicated to handling the SBA’s Payment Protection Program (PPP). 

Read the blog post

Why OneSpan Sign?

Superior Experience

Bring automation to your agreement workflows and deliver optimal experiences to your customers and employees – across channels and devices

Global Solution

An enterprise-grade solution that scales across geographies with support for Simple, Advanced, and Qualified E-Signatures, multiple languages, and data centers around the world

Strong Electronic Evidence

Vendor-independent audit trails that help you deliver legally binding, admissible, and enforceable digital agreements

Secure Agreements

Bank-grade cloud security, digital signature encryption that guarantees the integrity of your agreements, and strong authentication options

Questions? We’re ready with answers

OneSpan can help your commercial bank securely digitize the execution and delivery of contracts and other types of agreements.