Woman on mobile device, with the back of her mobile device visible and her gesturing hand hovering above the screen. To her right, a man sits next to her watching her use her phone Woman on mobile device, with the back of her mobile device visible and her gesturing hand hovering above the screen. To her right, a man sits next to her watching her use her phone

Mobile Authenticator Studio

Boost the security of your users’ accounts and reduce fraud with mobile authentication

Quickly deploy strong, mobile multi factor authentication by converting users’ mobile devices into an authentication factor

  • purple light bulb

    User Experience

    Give users the easy, convenient experience they expect in today’s mobile-first marketplace

  • a magnifying glass with an exclamaiton point in the lens

    Fraud Protection

    Take action against growing account takeover (ATO) and other types of fraud to protect your institution and users

  • Purple mobile phone with a purple padlock in the middle of its light purple screen

    Mobile App Security

    Choose from different levels of security to ensure the integrity of the app, device, and user

  • Purple arrow pointing to a mobile phone to its right

    Rapid Enrollment

    Securely activate multi factor authentication for customers in minutes rather than days

  • Purpler hammer


    Quickly deploy mobile authentication and transaction signing to help meet regulations and demonstrate due diligence

  • Side view of a 2D, purple piggy bank with a purple coin floating above it

    Cost Reduction

    Free up development resources and reduce the load on your customer support teams

Mobile phone in hand with a Mobile Authenticator app on screen. "Confirm fingerprint to continue" on screen and a thumbprint icon underneath it and "Touch sensor" to the right of it


Customize a convenient and highly secure mobile authentication and transaction signing experience

Go passwordless with out-of-band “push and login” features or secure “scan and login” functionality powered by our patented Cronto® technology. 

Allow users to authenticate themselves using the device most convenient for them in any given situation via multi-device support. 

Ensure a consistent multi-channel customer experience by facilitating user authentication for ATMs, web banking, and mobile banking through a single mobile authenticator.


A user simply scans the Cronto code with the camera on their mobile device. Only devices registered with that user's account can decode, decrypt, and display the transaction details for transaction verification.

Light purple image of a thumbprint whorl on a medium purple circle with a dark purple mobile device and dark purple hardware authenticator laid over the central thumbprint-in-a-circle image


Reduce the risk of fraud with mobile authentication and transaction signing

Undermine account takeover (ATO) fraud, banking Trojans, and social engineering. Only OneSpan Mobile Authenticator Studio combines one-time passwords (OTP), multi factor authentication, and our Cronto transaction signing into a single mobile authenticator.

Mobile Authenticator Studio can keep bad actors out of your customers’ accounts and provide users an intuitive and secure way to review and authorize transactions.

See how OneSpan Mobile Authenticator Studio enables passwordless, out-of-band login with push notification

See how businesses use OneSpan Mobile Authenticator to secure access to critical applications and sensitive data stored on an employee’s laptop and the corporate network – including remote access over a Virtual Private Network (VPN) or Virtual Desktop Infrastructure (VDI).

purple mobile phone against a gray background with a padlock on the screen of the mobile phone


Deploy a highly secure mobile authenticator with built-in app security

Rest easy knowing your mobile authenticator app protects data at rest and in motion with advanced white-box cryptography, SSL pinning, and more. 

Enhanced mobile app security options, such as OneSpan App Shielding, allows you to deploy a secure mobile authenticator app to untrusted environments with confidence, knowing the app can proactively defend itself against the most advanced mobile threats.

purple rectangle with three smaller rectangles beneath it, with a thin light purple line connecting them


Quickly deploy a simple multi factor authentication experience to users, enrolling them in mere seconds

Ensure high adoption rates among your user population with a no-fuss enrollment process customized to your liking. 

Leverage a self-management website, QR codes, or OneSpan’s Cronto technology to reduce the load on your helpdesk or IT staff.

Purple hammer and gavel


Provide user-friendly mobile authentication that supports compliance with strict regulatory and internal requirements

Enable and maintain a link between a given mobile device and an authorized user. This impedes app cloning and repurposing of cryptographic keys and helps meet PSD2 requirements. 

Implement mobile multi factor authentication for compliance with two factor authentication (2FA) requirements in other guidelines and standards, such as: 

  • NIST
Side view of a 2D, purple piggy bank with a purple coin floating above it


Accelerate time-to-market by creating a convenient, secure mobile authenticator app – no coding or development required

Rather than taking your developers away from their core projects, simply customize and deploy mobile authenticator apps to the official app stores in no time with OneSpan Mobile Authenticator Studio.

Our customers use Mobile Authenticator Studio to…

  • Meet Customer Expectations

    Banks and other financial institutions are migrating to software authentication to keep up with customer expectations. 

    Purple building with a pillared facade and a dollar sign between the pillars

    Many FIs have modernized the customer experience while reducing hardware maintenance costs. 

    Learn why some chose a standalone authentication app while others integrated with their mobile banking app.

    Read the Case Study
  • Comply with Regulatory Requirements

    This bank was under pressure to upgrade their authentication technology to comply with new regulatory requirements.

    Qatargas logo

    This bank is now in full compliance with new regulations, and the software authentication has been well received by customers.

    In addition, the bank cut costs related to issuing and supporting hardware devices.

    Read the Case Study
  • Offer Flexible Security Best Suited for Customers

    As one of the leading banks in Azerbaijan, AGBank needed strong authentication for its online and mobile banking services.

    AGBank logo

    AGBank selected a mix of hardware and software authentication to fit the needs of their various customer segments.

    Mobile-first customers find the authentication app easy to use.

    Read the Case Study

Get started with mobile authentication

Keep attackers out of customer accounts, reduce losses, and confidently deliver more digital services to customers with a customized mobile authenticator app.